|
Client's Do's & Dont's
|
This
page is for our clients. We advise all
our clients that reading this page will
benefit them and their case with us.
For our Personal Injury Clients
Clients:
Things
Which You Should NOT DO
- Do
not give any statements, written, recorded,
or oral, to anyone concerning your accident
or injuries without first getting our
approval.
- Do
not make any incorrect statement to
any doctor who may treat or examine
you respecting any prior injuries or
accidents – if you don’t remember, say
so.
- Do
not change
your address or employment without
notifying your attorney.
|
 |
Things
for you to REMEMBER
- Address
and Phone: Inform your attorney immediately
of any change
of address and/or telephone number or employment.
- Car
Repair: If your vehicle was damaged,
try to obtain pictures before you get it repaired.
Use color film and take a whole roll of pictures.
Bring the film to us and we will have it developed.
If you do not have a camera, please call and
we will make arrangements to take the pictures.
- Medical
Items: Save all pill bottles,
casts, braces, and any other items from your
doctors.
- Photographs:
Give us any pictures and videos of
the accident or accident scene that you or
anyone else has taken for you.
- Your
job: Tell us of any changes in
your job, job duties, salary or anything.
- Receipts:
Be sure to obtain and save all receipts itemizing
any and all expenses you incurred as a result
of your accident. Receipts must be dated and
contain legible and complete vendor identification.
- Picture
Your Injuries: If you are injured
and suffer from obvious fractures, bruises,
cuts or any abrasions, please take a picture
of this area immediately. This is preserve
any evidence of the injury. Sometimes, cuts,
bruises and abrasions can go away in a couple
of days. You
can email any digital photos to your case
manager by email or by printing it and sending
it by mail.
- New
information: Inform us of anything
you think has a bearing on the case, including
extensive medical treatment or hospitalization.
Witnesses:
Inform us of ANY witnesses to your accident
or injury. This is a crucial step in determining
fault, when it is not clear as to who is at
fault.
|
|
Five
BIG MISTAKES our clients make
- NOT
SEEING THE DOCTOR IF YOU ARE IN PAIN.
- NOT
DOING WHAT YOUR DOCTOR SAYS.
- NOT
KEEPING YOUR DOCTOR APPOINTMENT. Missing
doctors' appointments are not looked
upon favorably by insurance companies.
- DISCUSSING
YOUR CASE WITH ANYONE OTHER THAN MEMBERS
OF THIS OFFICE OR YOUR DOCTOR.
- FAILING
TO TELL YOUR DOCTOR ABOUT MEDICAL PROBLEMS
DUE TO THE ACCIDENT. THIS IS
CRUCIAL.
|
Follow
your doctor’s advice
Be sure to do what your doctors tell you. There
is never a reason or excuse to miss a doctor’s
appointment. By missing a doctor’s appointment,
you are saying to the doctor and to the insurance
company that you don’t hurt and that it doesn’t
matter that much. Our job is to make a recovery
for you for the pain and suffering that can
be proven. Not going to the doctor is a good
way to prove that you are not hurting and that
you don’t care. If you don’t care, the doctor
may not care. It is very important for you to
work hard to get well and to go to all of your
appointments.
If you are in pain and you do not see a doctor,
the insurance company and the jury will not
believe that you are having pain.
Each time you go to the doctor and report that
you are still having pain, your doctor makes
an entry in his records. It is important for
your doctor to have up-to-date information on
your condition. Some clients get discouraged
and do not see their doctor even though they
are having pain. This may harm your claim. It
is important that your doctor knows how you
are feeling.
First
Steps in Representing You
When you are first interviewed, general information
regarding your case is obtained. Materials relating
to things you should or should not do will be
furnished to you. You will be requested to sign
certain authorization forms which will allow us
to obtain your medical records and other necessary
information.
We will notify the person who was responsible
for your injury and/or their insurance company
that you have retained us as your attorneys. Requests
will be sent to all of the doctors and hospitals
involved in your care for your chart and billing
information.
Who
to Talk To
Do not talk about your case with anyone except
this office and your doctors. If your own insurance
company wants to talk about your case before they
pay your medical bills, please refer them to us.
What
to Sign
Any necessary information from employers, schools,
or other persons will be obtained by us. You should
not sign anything for anyone else until you check
with us first.
Medical
Payments Before Your Case Is Settled
While your case is pending against the insurance
company of the person that caused your injury,
we try to arrange to have your medical bills paid
by your own insurance company. This could be from
the medical payments provision of your own automobile
insurance policy or your own health insurance
policy, or if applicable, worker’s compensation
insurance. Please be sure that all medical bills
that relate to your injury are sent to our office,
so that we may forward them to the appropriate
insurance company.
Keep
Detailed Records
Please be sure to record the following:
- Lost
work time and wages. (see
our form & submit this to your case
manager)
- Other
expenses resulting from your injuries,
ANY OUT OF POCKET EXPENSES i.e., transportation,
home care, etc.
- Pain
and suffering.
- Your
physical limitations.
It is important to make your entries on an ongoing
basis. A summary at the end of each month will
not be as helpful to us. Copies of checks
and receipts of payment, as well as the
above records, will be very helpful when you may
be asked by the insurance company or an attorney
to recall your pain, physical disabilities, and
any out-of-pocket
expenses including
medication.
Medical
Liens
Some of our clients are involved in an accident
where there is no medical payments insurance,
worker’s compensation or private health insurance.
In such cases, your doctor will expect to be paid
by you at the conclusion of this case. Often they
will require you to agree, in writing, to have
us pay them directly from the proceeds you receive.
State laws sometimes permit health care providers
to file a “lien” which must be paid out of the
proceeds of your case. If your doctor asks you
to sign what is often called a “lien letter”,
be sure to contact our office. In some cases,
it may not be appropriate for you to sign such
an agreement.
Subrogation
If any insurance company pays some of your medical
or other expenses arising from your injury,
the law provides “subrogation” which means that
the insurance company stands “in your shoes”
and can recover from the liable party some or
all of the amounts paid on your behalf. If this
is the case, they usually are required to pay
their proportionate share of the attorney’s
fee and costs in connection with the recovery.
This is handled on a case-by-case basis.
Insurance companies often ask for any claimants
or their own insured for a "statement."
These statements are usually done over the phone,
however, some may ask you to give an in person
statement. Adjusters usually ask questions regarding
the accident facts and your treatment status.
Sometimes, liability decisions can be made right
after giving a statement. That is why sometimes,
we MUST give a statement in order to claim.
For how
to prepare yourself for a statement, please
review some of the questions that may and can
be asked of you.
You
May Be Watched and Photographed
When a claim is filed by an injured person, insurance
companies routinely conduct a detailed investigation
of the injured person’s background. It is not
uncommon for an insurance company investigator
to park his surveillance van near your house and
videotape your activities. These investigators
work very hard to obtain videotapes of claimants
lifting heavy groceries or engaging in strenuous
physical activity. However, these same surveillance
tapes have been useful to corroborate our client’s
limitations, including the use of canes, crutches,
etc.
If you believe you are being watched, please call
us and try to avoid the camera. Do not exaggerate
your limitations or pose for the camera.
Bankruptcy
If you are considering filing bankruptcy, you
should know that you may lose all rights to your
personal injury case. The Bankruptcy Court can
take over your case, settle your case and give
your settlement money to your creditors, and you
will receive nothing. Be sure to talk to your
lawyer before filing bankruptcy.
Why
Does It Take So Long?
We cannot make your claim until after the doctors
have given us reports stating exactly what your
medical condition is and what they expect it to
be in the future: in other words, until you have
reached “maximum medical improvements”. Many
times the doctors will be very slow in making
these reports. We may even, on occasion,
ask you to contact your doctor to speed up this
report. If we try to settle your case before your
medical condition is stabilized, you may lose
money that you might be entitled to for a condition
that did not show up until after your case was
settled.
It is important to know that your case will not
be settled until the damages have been determined
and all investigations to determine who is liable
have been completed. It generally takes several
months to gather the necessary information. If
a trial becomes necessary, it can take several
years to complete a case. One of the most difficult
requests we make of you is to have patience. We
will work as hard and fast as possible to settle
your case quickly.
What
is the Value of My Case?
It is impossible for us to tell immediately how
much money, if any, you will recover in connection
with your case. There is no formula and
each case is unique and different. In
cases of serious injury, the ultimate recovery
is often related to the amount of insurance coverage
available, as well as the nature, extent, and
duration of your injuries, along with an assessment
of liability. As your attorneys, we feel it is
our primary duty to obtain an amount of money
which will fairly and justly compensate you for
your injuries. We will make every effort to do
this by locating all sources of money. We will
advise you of our evaluation in this regard.
In general, most states allow recovery of damages
for the following elements of damage:
- The
nature and extent of injury, including whether
the injury is permanent, and the amount of
disability.
- Medical
expenses, both past and reasonably certain
to be incurred in the future. This includes
mileage to and from the doctor or hospital.
- Wage
loss, past and future and loss of capacity
to earn a living
- Pain
and suffering, including your motor vehicle
and other items of personal property.
- Loss
of consortium for your spouse, past and future.
(if this applies)
Filing
a Lawsuit
It may be necessary to file a lawsuit to obtain
an adequate recovery. This is a legal decision
that should be made by your attorney with your
input. Before filing suit in your case, we will
obtain your permission and explain to you why
we believe a lawsuit should be filed. Remember
that when our office files for a lawsuit, our
attorney fees change from 33.3% to 40%. This is
because costs and expertise and billable hours
are expended on the case.
Although a lawsuit may have to be filed, settlement
is always possible. Negotiations continue and
only a small percentage of lawsuits actually go
to trial.
The following are the steps necessary to bring
the case to trial.
A.
Pleadings
Pleadings are the documents parties file in court
that form the basis of a lawsuit. This is intended
to be general information only. Each case is unique.
- Complaint
or Petition. A lawsuit is filed against
an opposing party by filing a document in
court known as a complaint or petition. The
person who brings the action is the plaintiff
– you. The person against whom the action
is brought is the defendant. The petition
is a statement of facts alleging the names
of the parties and alleging why the conduct
of the defendant entitles the plaintiff to
recover damages.
- Summons.
Once the plaintiff’s petition is filed, a
“summons” is issued to be served on the defendant
by an officer of the Court, usually a Deputy
Sheriff or process server, informing the defendant
that suit has been filed and that a response
must be made within a given period of time
or a judgment will be taken against him.
- Answer
or Motion. The response filed by
the defendant is called an Answer, which is
prepared by the attorney for the defendant.
Alternatively, if a defense attorney feels
there is a fatal flaw with the lawsuit a motion
to dismiss the complaint or to strike portions
of the complaint may be filed
B.
Discovery
Once an action is filed, both sides have a right
to “discover” facts concerning the opposing party’s
case. Normal discovery proceedings include written
interrogatories, depositions, production of records,
and sometimes medical examinations.
- Interrogatories.
Each side may serve written questions on the
opposing party, called “interrogatories”.
You are required to answer these questions
within a prescribed period of time, in writing
and under oath. We will serve interrogatories
on the defendant in your behalf, and the defendant
will serve interrogatories on you, which you
must answer. Our staff will assist you in
preparing your answers.
- Depositions
: A “deposition” is an oral and transcribed
statement, under oath, which may be used by
either side in a lawsuit. It has the same
effect as testifying at trial. It is used
to learn as much as possible about the other
side’s claims or defenses. Those present are
the parties concerned, their lawyers, sometimes
an additional
witness or two, and a court reporter who
records the questions and answers.
The lawyers normally agree in advance where
the deposition will be held. It is usually
in the office of one of the lawyers.
You are required by law to give a deposition.
This is not something in which we have a choice.
Because of this, we will need your full cooperation.
Prior to the deposition, your lawyer will
go over the facts of the case with you and
answer any questions you might have.
YOUR DEPOSTION IS OFTEN THE MOST IMPORTANT
PART OF YOUR CASE. It is important that you
be prepared well in advance of the deposition
date. See
some sample questions:
In giving a deposition, there are a few rules
to follow:
a. Always tell the truth, even if it hurts
your case.
b. Answer only the questions. Do not make
any voluntary statements or speeches.
c. Think before you make any answer to any
questions. If it concerns a matter about which
you do not know, or a detail you do not remember,
you may so state. However, once you have stated
that you do not know or remember, it’s hard
to change your testimony at trial.
d. Always be polite. Frequently the other
attorney will ask you many questions which
will seem to you to have no bearing upon the
case. Nevertheless, it is your duty to answer
these questions, notwithstanding the fact
that they may irritate you.
e. Never conceal prior injuries or prior illnesses.
Remember, the other side has the means of
obtaining such information.
f.
Confirm with your case manager regarding the
time of appointments and so onn.
Mediation
There are occasions when the parties submit the
dispute to “mediation”. The parties meet with
an independent third person, usually an experienced
lawyer or retired judge, who assists the parties
in arriving at a settlement. The results are not
binding. It is informal, and less expensive than
a trial. If that is an option to your case, your
lawyer will discuss it with you.
Uninsured/Underinsured
Driver
If you were hit by an uninsured motorist or underinsured
motorist, you may be eligible for benefits under
your own policy or the policy that covered the
vehicle you were in. Many insurance companies
have special provisions if you desire to proceed
against the uninsured motorist provision of the
policy. In most cases, you will be able to collect
for your lost wages, medical bills, pain and suffering,
etc., in the same way as if the driver that hit
you did have insurance. We ask that you provide
us with a complete copy of your own insurance
policy in force at the time of the accident. The
best way to do this is to give us a copy of your
DECLARATION SHEET
- It is basically what your insurance company
gives you to explain the coverages you bought
and are paying for.
Claims
Against the Government
Any injury claim, whether it stems from a car
collision or other event that involves the government,
is subject to special rules. The governmental
entity involved may be the state, a city, a county,
local government, or the United States. Generally,
a Notice of Claim must be filed with the appropriate
governmental agency very soon following your injury.
If you believe that the government may be involved
in your case, please notify us immediately.
|